Deciding to Buy

Purchasing a property is most likely the biggest financial decision you will ever make. Whether this is your first purchase or you are an experienced buyer, aligning yourself with the right Agent is paramount to a successful & enjoyable transaction. I will be your single point of contact throughout the entire contract process and I’ll be there with you at the closing table. My “team” consists of the Industry’s Best of the Best with regard to Home Inspectors, Lenders and Title Company Escrow Officers.

The first Action Item is to meet with a lender.  The lender will ask questions about your finances and pull your credit history.  Based on this information, the lender will issue a pre-approval letter or even a full approval letter.  When we submit an offer, this letter must accompany the offer so that the Seller knows that you are qualified to purchase their home. If you are paying cash for your purchase, the Seller will ask for a Proof of Funds (POF) letter from your bank or investment portfolio.

Why Do You Want To Buy?

Have you outgrown your current home?  Would you like a larger yard? Would you rather live in a different area? Do you want to shorten your commute? Are you looking for an investment portfolio? Are you looking for a rental property? Are you leasing and wanting to purchase? Having a clear sense of your reasons for buying will help you choose the right property.

Has Your Income Grown?

Property ownership is an excellent investment; whether you are looking for your dream home, a rental property, or to expand your investment portfolio. Owning real estate can be one of the least risky ways to build equity or to obtain a greater return on your initial investment.